Business owners are no doubt familiar with the words ‘cash flow’ and ‘working capital’. These two terms are two of the most important financial terms that operate in a business’ financial and operational environment.
Cash flow is defined as cash or revenue generated by a company or business in a specific time frame whilst working capital is the term for difference between current liabilities and current assets.
If you’re looking for a cash flow loan, you will have to choose which type suits your needs. You can get a secured loan or an unsecured loan. The main component that distinguishing the two is collateral.
Secured cash flow loans must have an asset to serve as collateral for the loan. This minimizes the risk and also carries a lower interest rate compared to an unsecured cash flow loan. Virtually any asset can be used as collateral. For example, jewellery collection, fine art, a yacht etc. Approval for a secured cash flow loan also increases when the business shows steady business transactions or evidence of a future transaction that can cover the loan. In contrast, unsecured cash flow loans do not require collateral; instead, approval of an unsecured is based on the borrower’s credit worthiness.
If you’re having short term financial troubles, a cash flow loan might just do the trick for you. We provide this service and we’ll be happy to discuss how this service can benefit you and your business. You can reach out to us via our phone numbers or our contact form to discuss your financial headaches and guide you to our fast process and quick cash flow loan approval. We provide an efficient, fast, no cost and no obligation when you inquire.
We arrange business loans, whether secured or unsecured, for all purposes but mainly for:
- Working Capital
- Property purchases or refinance
- Leasing and hire purchase
We can also offer solutions where a business is:
- Experiencing cash flow problems
- Seeking to reduce overheads
- Making losses
- Reaching an insolvent position